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House Hunting No-Nos
Emotions are probably the worst enemy any first time home buyer can encounter. Allowing your personal feelings get the best of you may result to mistakes in your purchase which may cost you loads. Since this task entails several other implications ...
How Lost or Stolen Credit Card Affects a Credit Score
Question: Does a lost or stolen card influence a credit score? If yes, how?
How to Help People Who Start Retirement Planning Late
Financial advisors, how can you help people who start saving late in retirement? Incidentally, there are many ways to help those who start retirement planning late. Take on more risk. When it comes to retire ...
How to Secure Your Most Valuable Asset - Jewelry
Do you know jewelry is not covered in most insurance policies? Unfortunately, yes. Majority of policies cover your home and futures, excluding jewelry, artwork, musical instruments, and other valuables. Others limit coverage to some events and up ...
Hurdles to Overcome when Purchasing a New Home
Substantial damage due to termites. Most lenders require pest inspection, and it is charged to you. For about $100, the inspection aims to ensure wood-munching insects, such as carpenter ants and termites, won’t damage the house ext ...
If you think 401k is enough think again
One of the most common retirement savings plan is the 401(k) which enables employees to make contributions from salary deductions on either a post or pre tax basis. Employers that offer this can make nonelective or matching additions to the plan o ...
Improve Your Budget in 24 Weeks
The key to an effective budgeting is incorporating the practice in your daily routine. You may think you can survive as long as the flow of money is steady, but a lack of proper allocation will not keep you stable for long. Usually, people resort ...
Insurance for Retirees
Retirees, there is a pressing need to continue protecting the material assets. As you grow older, you will realize the necessity to raise the retirement coverage if much of your wealth is retained in the real estate you posses. Financially speakin ...
Insure Your Designer Clothes – Now
If you are a lover of all things fashion – designer clothes, bags, shoes, and jewelries, you may want to insure them. Remember, a homeowners insurance does not cover these things. Insurance companies normally classify clothing, sho ...
Investing 101 for 20-Somethings
Instead of mapping out their future, most 20-somethings would rather live in the moment and spend money on immediate needs and wants. Retirement and financial security are not in their radar yet. While it is good to reap the fruits of your labor, ...
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