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MONEY SMART

Financial Mentality of Generation Y
Aside from modernization, there are more remarkable changes that occurred over the past decades which gave rise to the world that our millennials have com to know today. Aside from modernization, a lot of factors have shaped the minds of young peo ...
Five Factors to Consider in a Health Insurance
Nobody wants to get sick or hurt, right? You’ve always wanted to be protected from any health and financial risk, but you simply ignore the topic each time people talk about health insurance. In the United States, that situation prompted Pre ...
Flashback Friday: FAQs about Opening a New Retirement Account
Since today is Friday, we will look back at some questions frequently asked about creating a new retirement account.   Question 1: What are the costs related to opening a retirement account? Several cost ...
Flashback Friday: Reassessing Your Retirement Preparedness
Let’s look back at how prepared we are in retirement by answering the questions below.   Is my healthcare all set for retirement? Healthcare can be expensive. So, retirees are often advised to shoulder a cer ...
Flashback Friday: Relearning the Basics
Investors tend to forget what they have learned from their experiences and financial guru. That’s normal (unless done intentionally). You can always pick up the pieces and avoid committing the same mistakes.   Anyhow ...
Four Aspects That Shape Real Estate Market
The amount of property holdings is one of the indicator’s of a person’s wealth, especially in the US. A recent survey also revealed that 65.2% of American families own has their primary residences. Given this, the real estate sector is ...
Fund Management 101: Overcoming Income Fluctuations
According to one survey, around 53% of US families are victims of sudden salary swings. In 2014-2015, 34% of them have experienced wage shifts of either up or down, signaling that this kind of trend is not uncommon. Over the course of your career, ...
Go-to Websites to Get Free Credit Reports
Credit Karma Credit Karma does not require credit card to check your credit reports. The scores come from Equifax and TransUnion, which use the VantageScore 3.0 system for assessing the creditworthiness of a person. The ...
Grappling with Financial Shams
Financial shams are everywhere and inevitable. A country contends with piles of fraudulent activities year after year. But in the advent of uncertainty, we can do something to avoid the most common scams. Never give your financial in ...
Home Buying Traps to Avoid
A house is certainly one of the best long term investments you can make, but most first time purchasers are bound to encounter pitfalls along the way which can cost them a lot more than they are planning to spend for their home. Here are the most ...
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