REGULATION G
A federal regulation that requires insured depository institutions (such as state member banks, bank holding companies, and savings and loan holding companies) and their affiliates and subsidiaries to report on and publicly disclose their written agreements with nongovernmental entities or persons (NGEPs). Regulation G would cover, for example, an agreement for a bank to make more loans in the NGEP's community. The agreement must be submitted to the applicable federal banking agency and reported on annually. The regulation applies to cash payments, grants or other considerations (excluding loans) totaling more than $10,000 per calendar year and to loans totaling more than $50,000 per calendar year.
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